Tracy Pierce Insurance Group | Independent Insurance Agent in Fort Worth, TX
Independent · Camp Bowie West · Fort Worth, TX

One agent, ten companies, the right policy for your family.

I'm Tracy Pierce, and I run an independent agency on Camp Bowie West. I'm not tied to any one company, so I put the top-rated carriers I represent side by side, find the home, auto, or life policy that actually fits, and re-shop it at renewal so your rate doesn't quietly climb.

5.0 on Google from 50+ Fort Worth neighbors
Tracy Pierce
Owner & Independent Agent · Fort Worth, TX
Tracy Pierce, independent insurance agent in Fort Worth
  • 10+ A-rated carriersCompared side by side on every quote
  • 15+ years in Fort WorthArlington Heights, TCU area, Keller, Benbrook
  • Local office, direct line9124 Camp Bowie West, Suite 200
  • Re-shopped every renewalIf a better rate exists, you hear it from me first
How it works

Three steps, no call center.

You talk to me directly the whole way through. Here's how getting covered actually goes.

STEP 01

Tell me about your situation

Call me or fill out the short form. Your home, your vehicles, who's in the household. About five minutes, and no sensitive information to get started.

STEP 02

I shop the carriers I represent

I run your details across the A-rated companies I represent and weigh coverage against price. Not just the cheapest premium, the one that holds up after a North Texas hailstorm.

STEP 03

You pick, I handle the rest

I lay out the two or three options that fit, tell you plainly where the trade-offs are, and take care of the paperwork and the switch from your old policy.

What I cover

Home, Auto, and Life. Under one roof.

Homeowners · Condo · Renters

Home Insurance

Your roof, your belongings, and your liability, with a wind-and-hail deductible that won't blindside you after the next spring storm rolls through North Texas.

Explore home coverage
Term · Whole · Final expense

Life Insurance

Term, whole, and final-expense policies sized to what your family actually needs. Enough to cover the mortgage and the kids, without paying for more than that.

Explore life coverage
Plain-English coverage

What you're actually paying for.

Insurance terms get murky fast. Pick a coverage type and I'll lay out, in plain words, what each piece protects.

Auto Insurance

Four core protections most Texas drivers carry:

LiabilityPays for the other party's injuries and property if an accident is your fault.
CollisionRepairs your own vehicle after a crash, regardless of fault.
ComprehensiveCovers theft, hail, fire, and animal collisions.
Uninsured motoristProtects you when the at-fault driver carries no insurance.
Texas only requires 30/60/25 in liability. That's the legal minimum, not a safe one. I'll make sure your limits actually fit what you'd lose in a bad wreck.

Home Insurance

A standard homeowners policy bundles these protections:

DwellingRebuilds your home's structure after fire, storms, or other covered events.
Personal propertyReplaces belongings such as furniture, electronics, and clothing if damaged or stolen.
LiabilityCovers you if someone is injured on your property and you're held responsible.
Loss of usePays for lodging and meals if your home is unlivable after a covered loss.
In North Texas, your wind-and-hail deductible deserves a close look. It's the figure that most often surprises homeowners at renewal.

Life Insurance

Three common ways to protect your family:

Term lifeCoverage for a set period (10 to 30 years), often chosen while there's a mortgage or children at home.
Whole lifeLifelong coverage that builds cash value you can borrow against later.
Final expenseA smaller policy designed to cover funeral costs so loved ones aren't left with the bill.
Right-sizing itI'll help you land on enough protection without paying for more than your family needs.
Term life is frequently more affordable than expected, particularly when secured earlier while you're in good health.
Why independent

A captive agent sells one company. I work for you.

The big 1-800 brands can only quote you their own price. I represent more than ten A-rated carriers, so when one of them jacks up your renewal, I move you to another without you lifting a finger. Same coverage, competitive rate, and the same agent on the other end of the phone year after year.

Captive / direct agentTracy Pierce
Carriers available to youOne. Their price only.10+ A-rated carriers, compared side by side.
When your rate increasesYou shop the market on your own.I re-shop and move you if it saves you money.
Who you reachA rotating rep and a hold queue.Your agent directly, every time.
Bundling home & autoLimited to one company's options.Compared across carriers for the best fit.
Claims & ongoing serviceA national call center.A local agent who knows your account.

I'm not tied to any single brand.

I match you to the carrier that fits your situation today, then keep watching it as your life, and their renewal pricing, changes. If a better fit comes along, you'll hear it from me first.

Downtown Fort Worth, Texas, Sundance Square

Photo: Fallon Michael / Unsplash

On Camp Bowie West. Here for North Texas.

I've spent more than fifteen years writing policies for families around Fort Worth: Arlington Heights, the TCU area, Keller, Benbrook. When a hailstorm comes through and you need to file, you call me, not a 1-800 number two states away.

More about how I work
Tracy Pierce at his Fort Worth office
Owner & Agent

Hi, I'm Tracy.

I started this agency on Camp Bowie West because Fort Worth families deserved a real alternative to the national brands. I'm not paid to push one company's product. I'm paid to find the policy that actually fits, explain it in plain English, and look it over again every single renewal.

A lot of my clients are neighbors I run into at the grocery store. I handle their policies the way I handle my own family's, and that's the whole job.

Read my story
Reviews

Trusted by Fort Worth families.

5.0 Google · 50 reviews

"Tracy bundled our home and both vehicles and brought our overall cost down noticeably. He walked through every line of the policy until it made sense. We won't go anywhere else."

DM Denise & Marcus W.
Homeowners · Arlington Heights

"When my premium increased at renewal, Tracy moved me to another carrier with the same coverage before I even had to ask. The whole process was seamless."

RJ Robert J.
Auto + Umbrella · TCU area

"As first-time homebuyers we were overwhelmed. Tracy reviewed every detail and never made us feel rushed. Genuinely a pleasure to work with."

AP Ashley P.
New homeowner · Fort Worth

Let's see if I can do better on your coverage.

Send me a few details and I'll compare your options across the carriers I represent. No obligation, and no sensitive information to get started.