I'm Tracy Pierce, and I run an independent agency on Camp Bowie West. I'm not tied to any one company, so I put the top-rated carriers I represent side by side, find the home, auto, or life policy that actually fits, and re-shop it at renewal so your rate doesn't quietly climb.
You talk to me directly the whole way through. Here's how getting covered actually goes.
Call me or fill out the short form. Your home, your vehicles, who's in the household. About five minutes, and no sensitive information to get started.
I run your details across the A-rated companies I represent and weigh coverage against price. Not just the cheapest premium, the one that holds up after a North Texas hailstorm.
I lay out the two or three options that fit, tell you plainly where the trade-offs are, and take care of the paperwork and the switch from your old policy.
Coverage built around how you actually drive. The daily commute, the truck, the teenager on your policy. Most folks who bundle auto with their home end up paying less for both.
Your roof, your belongings, and your liability, with a wind-and-hail deductible that won't blindside you after the next spring storm rolls through North Texas.
Explore home coverageTerm, whole, and final-expense policies sized to what your family actually needs. Enough to cover the mortgage and the kids, without paying for more than that.
Explore life coverageInsurance terms get murky fast. Pick a coverage type and I'll lay out, in plain words, what each piece protects.
Four core protections most Texas drivers carry:
A standard homeowners policy bundles these protections:
Three common ways to protect your family:
The big 1-800 brands can only quote you their own price. I represent more than ten A-rated carriers, so when one of them jacks up your renewal, I move you to another without you lifting a finger. Same coverage, competitive rate, and the same agent on the other end of the phone year after year.
| Captive / direct agent | Tracy Pierce | |
|---|---|---|
| Carriers available to you | One. Their price only. | 10+ A-rated carriers, compared side by side. |
| When your rate increases | You shop the market on your own. | I re-shop and move you if it saves you money. |
| Who you reach | A rotating rep and a hold queue. | Your agent directly, every time. |
| Bundling home & auto | Limited to one company's options. | Compared across carriers for the best fit. |
| Claims & ongoing service | A national call center. | A local agent who knows your account. |
I match you to the carrier that fits your situation today, then keep watching it as your life, and their renewal pricing, changes. If a better fit comes along, you'll hear it from me first.
Photo: Fallon Michael / Unsplash
I've spent more than fifteen years writing policies for families around Fort Worth: Arlington Heights, the TCU area, Keller, Benbrook. When a hailstorm comes through and you need to file, you call me, not a 1-800 number two states away.
More about how I work
I started this agency on Camp Bowie West because Fort Worth families deserved a real alternative to the national brands. I'm not paid to push one company's product. I'm paid to find the policy that actually fits, explain it in plain English, and look it over again every single renewal.
A lot of my clients are neighbors I run into at the grocery store. I handle their policies the way I handle my own family's, and that's the whole job.
Read my story"Tracy bundled our home and both vehicles and brought our overall cost down noticeably. He walked through every line of the policy until it made sense. We won't go anywhere else."
"When my premium increased at renewal, Tracy moved me to another carrier with the same coverage before I even had to ask. The whole process was seamless."
"As first-time homebuyers we were overwhelmed. Tracy reviewed every detail and never made us feel rushed. Genuinely a pleasure to work with."
Two-minute answers to the stuff people actually call about. No jargon, no pitch. Hit play.
Send me a few details and I'll compare your options across the carriers I represent. No obligation, and no sensitive information to get started.